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96097 Montego Bay

Fernandina Beach, FL 32034
  • $850,000
  • STATUS: Active Under Contract
  • ON SITE: 6 Days
  • MLS #: 113794
Under Contract
UPDATED: 10 min ago
$850,000
  • 4
    BEDS
  • 0.47
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,333
    SQFT
  • $364
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2004
County:
Area:

School Ratings & Info

Description

96097 Montego Bay is a well-updated 4-bedroom, 3-bath island home offering over 2,300 square feet on a large fenced lot in the established Islesworth community. The oversized backyard features a heated pool with a new heater and is fully powered by a 22kW Generac whole-house generator capable of running the entire home. An owned propane system (250 gallon tank) services the fireplace, pool heater, and stove, while solar panels (16’ x 27’) enhance efficiency. Major updates include a new roof (2021), two new HVAC systems, new flooring, updated appliances including a Viking stove and enormous 'secret' butlers pantry, remodeled bathroom, new fans and toilets, full exterior repaint (2021), gutters, and upgraded lanai screens. Comfort upgrades include a whole-house dehumidifier, owned water softener, mini-split garage system, and smart Wi-Fi door locks. Additional features include serviced fireplace, fenced yard with oversized gate, backyard storage shed, and a living room TV that conveys. Located minutes from Amelia Island beaches, dining, parks, and Nassau County schools. Love where you live- call soon!

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© 2026 Amelia Island Nassau County Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Palm 3 Realty. Data last updated: 2026-01-13T06:50:55.397.
www.palm3realty.com/homes/171766963
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96097 Montego Bay Fernandina Beach, FL 32034

  • Price: $850,000
  • Status: Active Under Contract
  • On Site: 6 Days
  • Updated: 10 min ago
  • MLS #: 113794
4
Beds
3
Baths
0
½ Baths
0.47
Acres
2,333
SQFT
$364
$/SQFT
2004
Built
Neighborhood:
Islesworth
County:
Nassau
Area:
Ar 5 Island
Property Description
96097 Montego Bay is a well-updated 4-bedroom, 3-bath island home offering over 2,300 square feet on a large fenced lot in the established Islesworth community. The oversized backyard features a heated pool with a new heater and is fully powered by a 22kW Generac whole-house generator capable of running the entire home. An owned propane system (250 gallon tank) services the fireplace, pool heater, and stove, while solar panels (16’ x 27’) enhance efficiency. Major updates include a new roof (2021), two new HVAC systems, new flooring, updated appliances including a Viking stove and enormous 'secret' butlers pantry, remodeled bathroom, new fans and toilets, full exterior repaint (2021), gutters, and upgraded lanai screens. Comfort upgrades include a whole-house dehumidifier, owned water softener, mini-split garage system, and smart Wi-Fi door locks. Additional features include serviced fireplace, fenced yard with oversized gate, backyard storage shed, and a living room TV that conveys. Located minutes from Amelia Island beaches, dining, parks, and Nassau County schools. Love where you live- call soon!
Exterior Features

Architectural Style Two Story Construction Materials FrameStucco Exterior Features FenceSprinkler/Irrigation Garage YN Yes Levels Two Lot Features Irregular Lot Lot Size Dimensions 61x160x188x177 Parking Features Two Car GarageGarage Door Opener Patio And Porch Features Rear PorchScreened Road Surface Type Paved Roof Shingle Window Features VinylBlindsDrapes

Interior Features

Appliances DryerDishwasherDisposalMicrowaveRefrigeratorWater Softener OwnedStoveWasher Building Area Total 2333 Cooling Central AirElectric Cooling YN Yes Fireplace YN Yes Heating CentralElectric Heating YN Yes Interior Features Ceiling Fan(s)FireplaceSplit BedroomsStorageCable TVWindow Treatments Main Level Rooms Bedroom Bedroom Primary Bedroom Dining Room Kitchen Living Room Rooms Bonus Room (11x19 Upper Level) Bedroom (10x10 Main Level) Bedroom (13x11 Main Level) Primary Bedroom (13x25 Main Level) Dining Room (10x9 Main Level) Kitchen (9x15 Main Level) Living Room (16x15 Main Level)

Property Features

Association Fee 405 Association Fee Frequency Annually Association YN Yes Disclosures Deed Restriction Listing Terms CashConventional Pool Features HeatedIn GroundPrivateScreen Enclosure Pool Private YN Yes Property Condition Resale Property Sub Type Residential Road Responsibility Public Maintained Road Sewer Public Sewer Special Listing Conditions None Utilities Cable Available Water Source Public Zoning RS-2

Listing provided courtesy of Jenny Schaffer of SUMMER HOUSE REALTY: 904-557-3020.


© 2026 Amelia Island Nassau County Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Palm 3 Realty. Data last updated: 2026-01-13T06:50:55.397.
 
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22391 Flora Parke Crossing Suite B
Fernandina Beach FL, 32034