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520 Division Street

Fernandina Beach, FL 32034
  • $464,300
  • STATUS: Active
  • ON SITE: 60 Days
  • MLS #: 114368
Price Reduced
UPDATED: 75 min ago
$464,300
  • 2
    BEDS
  • 0.11
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,045
    SQFT
  • $444
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2025
County:
Area:

School Ratings & Info

Description

Welcome to this brand-new 2 bedroom, 2 bath island bungalow ideally located in the heart of Fernandina. Designed with style and efficiency in mind, this new construction single story home features 9’ ceilings, wood style luxury vinyl plank flooring throughout, and a vaulted living area that creates a bright, open, and inviting living space. Coastal charm meets modern luxury with the stylish kitchen featuring shaker-style cabinetry, quartzite countertops, and Samsung appliances with a convenient under-counter microwave - perfect for both everyday living and entertaining. The home is further enhanced by 2-panel Craftsman-style interior doors and thoughtfully selected designer lighting and ceiling fans. The primary suite offers a spa-inspired zero-entry walk-in shower with tile surrounds, elevated finishes, a tray ceiling, and a generous custom closet. A second bedroom complements the efficient floor plan, while a dedicated laundry room and side entry add convenience. Both bathrooms showcase design tile flooring, wainscoting accents, and upscale details. Built for comfort and efficiency with spray foam insulation and an on-demand electric tankless water heater. The paver driveway and partially fenced yard provide easy outdoor living, with ample space to add a 20’ x 30’ ADU/Garage with separate living space or studio! This move-in-ready island home delivers modern comfort with a relaxed coastal lifestyle. Just a short bike ride to the riverfront, shopping and eclectic restaurants of historic Fernandina Beach and less than 2 miles to the ocean! Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare, and more.

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© 2026 Amelia Island Nassau County Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Palm 3 Realty. Data last updated: 2026-02-16T20:50:34.787.
www.palm3realty.com/homes/171441455
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520 Division Street Fernandina Beach, FL 32034

  • Price: $464,300
  • Status: Active
  • On Site: 60 Days
  • Updated: 75 min ago
  • MLS #: 114368
2
Beds
2
Baths
0
½ Baths
0.11
Acres
1,045
SQFT
$444
$/SQFT
2025
Built
Neighborhood:
Ar 1 Island
County:
Nassau
Area:
Ar 1 Island
Property Description
Welcome to this brand-new 2 bedroom, 2 bath island bungalow ideally located in the heart of Fernandina. Designed with style and efficiency in mind, this new construction single story home features 9’ ceilings, wood style luxury vinyl plank flooring throughout, and a vaulted living area that creates a bright, open, and inviting living space. Coastal charm meets modern luxury with the stylish kitchen featuring shaker-style cabinetry, quartzite countertops, and Samsung appliances with a convenient under-counter microwave - perfect for both everyday living and entertaining. The home is further enhanced by 2-panel Craftsman-style interior doors and thoughtfully selected designer lighting and ceiling fans. The primary suite offers a spa-inspired zero-entry walk-in shower with tile surrounds, elevated finishes, a tray ceiling, and a generous custom closet. A second bedroom complements the efficient floor plan, while a dedicated laundry room and side entry add convenience. Both bathrooms showcase design tile flooring, wainscoting accents, and upscale details. Built for comfort and efficiency with spray foam insulation and an on-demand electric tankless water heater. The paver driveway and partially fenced yard provide easy outdoor living, with ample space to add a 20’ x 30’ ADU/Garage with separate living space or studio! This move-in-ready island home delivers modern comfort with a relaxed coastal lifestyle. Just a short bike ride to the riverfront, shopping and eclectic restaurants of historic Fernandina Beach and less than 2 miles to the ocean! Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare, and more.
Exterior Features

Architectural Style One Story Construction Materials Fiber CementFrame Levels One Lot Size Dimensions 100x50 Parking Features Driveway Road Surface Type Paved Roof Shingle Window Features Insulated WindowsVinyl

Interior Features

Appliances DishwasherDisposalMicrowaveRefrigeratorStove Building Area Total 1045 Cooling Heat Pump Cooling YN Yes Heating Heat Pump Heating YN Yes Interior Features Ceiling Fan(s)Vaulted Ceiling(s)

Property Features

Association YN No Builder Name Coastal Contractors Listing Terms CashConventionalFHAVA Loan New Construction YN Yes Pool Features None Property Condition New Construction Property Sub Type Residential Road Responsibility Public Maintained Road Sewer Public Sewer Special Listing Conditions None Water Source Public Zoning R-2

Listing provided courtesy of Dave Hewett of IRON VALLEY REAL ESTATE NORTH FLORIDA: 904-849-5163.


© 2026 Amelia Island Nassau County Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Palm 3 Realty. Data last updated: 2026-02-16T20:50:34.787.
 
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Palm 3 Realty
22391 Flora Parke Crossing Suite B
Fernandina Beach FL, 32034